Cover for short-term trips
Off on a roadtrip? Testing out some new wheels? Need to use your car for work? Temporary Car Insurance cover from our partner gives you all the protection you’d expect from some of our other policies, just for the short time you need it.
Flexible
Cover from just 1 hour to 30 full days. Add breakdown or European cover if you need it
On-demand cover
Get covered straightaway or set it up for when you need it
Comprehensive as standard
You're covered for loss, theft or damage. And if you make a claim, it won't affect your no claims discount on your main car policy
Are you eligible?
As the driver, you must:
- Be aged between 18 and 75 (the minimum age may vary depending on individual circumstances)
- Hold a current, valid, full UK driving license, and have done so for at least 6 months (reduced to 3 months if aged over 25)
- Have a current permanent address as stated throughout this application, (please note you may be asked to provide proof of residence in the event of a claim)
- Have had no more than 1 fault claim in the last 12 months
- Have never been refused insurance or had a policy cancelled
- Have permission from the owner to drive the vehicle and you have agreed to insure it as you have responsibility for loss or damage
The car must:
- Is registered in Great Britain, Northern Ireland or the Isle of Man
- Has a current market value of less than £75,000
- Has no more than 8 seats (including the driver’s seat)
- Is not a Hire or Rental vehicle or leased under an agreement of 12 months or less duration
- Is not imported from another country through channels other than the maker’s official distribution system
- Is not a type of Heavy Goods Vehicle (HGV)
- Is not over 3.5 Tonnes Gross Vehicle Weight (GVW
What's included with Temporary Car Insurance
What’s covered
Flexible duration
From just 1 hour to 30 full days. Add breakdown or European cover if you need it.
Loss, theft or damage
Comprehensive cover as standard – and if you make a claim, it won't affect your no claims discount on your main car policy
Accident recovery
If we can’t fix things at the roadside, we’ll get you to an approved repairer
Limited European cover
Third-party cover as standard for European trips
Emergency treatment
Cover for emergency medical expenses if you or your passengers are in an incident
Legal liability
Cover for up to £5,000,000 if someone's injured or their property's damaged
What’s not covered
Tyres
Any punctures, cuts or bursts – including those caused by braking
Electrical breakdowns
That’s problems with wiring, electrical components or on-board computers
Unnamed drivers
We’ll only cover drivers you’ve told us about
What’s optional
Full European cover
Comprehensive cover while you’re on the road in Europe
Breakdown assistance
RAC breakdown assistance with Onward Travel options. Not available if you live in Northern Ireland
Ready to get cover?
How the claims process works
Whatever happens, SpareSafety are on hand to help
1
Contact SpareSafety
If you’ve had an accident or need to make a claim, email SpareSafety on [email protected]
2
Expert review
3
Settling your claim
SpareSafety will work with you to sort things out as quickly as possible.